Table of Content
It may take up to 3 business days for your full online experience to be ready. Manage your account your way with all the features you enjoyed before—and more. Drop the vowels in a long word (e.g. ‘corporation’ would be crptn). Use something readily identifiable, such as your name, birthday, spouse or child's name, Social Security Number, phone number or street address. These can be traced directly to you and are easy for potential hackers to guess. The perfect secure password is easy to remember, but difficult for outsiders to guess.
We believe you should be able to choose what kinds of information you receive. Thus, if you do not want to receive marketing material by email, just indicate your preference on your email profile. If you do so, please note that you could continue to receive some marketing information until your request is processed. As a condition to using and receiving Account Alerts, you consent to receiving, from us, automatically dialed text messages on your mobile phone at the mobile phone number you provide.
Online Bill Pay
You are agreeing to receive your statements electronically only and some of your legal notices electronically only. If you do not wish to enroll, choose Cancel and deselect the Paperless Statements checkbox. If you do not wish to enroll, choose Cancel and deselect the Paperless Statements and Letters checkbox. I agree to receive my billing statements electronically as available. I understand that when I receive an electronic notice it will replace a paper copy.
We can electronically provide you the To get these electronically your device must be capable of printing or storing web pages and/or PDFs and your browser must have 128-bit security. If you want to request a paper copy of these disclosures you can call The Home Depot® Consumer Credit Card at and we will mail them to you at no charge. If you choose to receive statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. The alerting service allows you to request and receive messages about your credit card account.
User ID and Password Guidelines
We will send notifications regarding the availability of your statement online and legal notices to the email address you provided to us until you contact us to change it. If you choose to receive legal notices and statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. If you choose to receive legal notices electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. We will send notifications regarding the availability of your statement online to the email address you provided to us until you contact us to change it. If your email address changes, please update it through Account Online or call us at the number on the back of your card.
We send cardholders various types of legal notices, including notices of increases or decreases in credit lines, privacy notices, account updates and statements. Currently, we can provide some of these legal notices, including statements, electronically. We are working towards being able to provide all of these legal notices electronically. When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices. To enroll in paperless for your account, start by reading the terms and conditions below.
Getting Paper Copies
Now discover a whole new online account, built to give you more control over your card and your time. Misspell a word, drop some letters, add other characters, or make up crazy words using symbols instead of vowels or consonants. That is why we require you to use a browser with 128-bit security encryption to proceed with your application. This protection helps to ensure that the information you send and receive will remain confidential.
We want you to feel comfortable about giving us your email address. The following Email Policy was developed to help you understand how we use email and what your choices are. If you remain inactive, we will sign you out to protect your information. Community See how Citi contributes to the communities where we operate More than Philanthropy. We put the strength of Citi's business resources and people to work to help improve communities where we operate.
Check syw.accountonline.com to see if you will now manage your card at an alternate Account Online website.Continue to syw.accountonline.com. By enrolling in, or editing wireless alerts you previously enrolled in, you agree to the Terms and Conditions. If any electronic payment is returned unpaid by your financial institution for any reason, we may charge, and you agree to pay, a returned payment fee. You may also be charged a late fee based on the terms and conditions of your Card Agreement. Any payment made on a weekend or holiday will be applied as of the day you make it. Introducing a whole new experience built to give you more control over your card and your time.
If you have any questions regarding privacy, please read our privacy policy. The payment cutoff time for Online Bill and Phone Payments is midnight ET. This means we will credit your account as of the calendar day, based on Eastern Time, that we received your payment request. If we receive your request to make an online payment after that time, we will credit your payment as of the next day. Your payment will credit to your account as described in the paragraph titled "Same Day Crediting". If you use a bank account for the first time, we may hold the available line of credit equal to the payment for up to 3 business days.
I also understand that I will need to check both my U.S. postal mailbox and email inbox for legal notices until you let me know by email that all legal notices will be sent electronically. You are agreeing to receive some of your legal notices electronically only. If you do not wish to enroll, choose Cancel and deselect the Paperless Letters checkbox.
To initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for the Sears Card® account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me. You may cancel through account online or by calling us at the number on the back of your card.
• Opportunities to provide feedback or complete online surveys, so you can tell us what you think. The Account Online website where you manage your sears card may have changed. If you do not make one Online Payment at least once every eighteen months, you may have to re-register your bank account as though using it for the first time. Some information and features are not available yet—but don’t worry.

Replace the vowels or other letters in a short phrase with numbers or other characters. Make your User ID and Password different from the Security Word you provided when you applied for your card. You accept that each alert may not be encrypted, and may include your name and information pertaining to your account. You may cancel through Account Online or by calling us at the number on the back of your card. If a scheduled payment exceeds the current balance at the time of execution, you agree that we will reduce the scheduled payment amount to the amount of your current balance. Please keep in mind that Citi reserves the right to continue to notify you by email regarding your account.
Citi Canada
From our Citi Foundation grants and charitable contributions to the many hours volunteered in the community by members of our talented team, we take our community responsibilities seriously.
We reserve the right to terminate the alerting service, in whole or in part, at any time without notice. The information in any alert may be subject to certain time lags and/or delays. The types and timing of your alerts will be managed by you, and the alerts may be stopped or suspended by you at any time. Receipt of each alert may be delayed, or prevented by factors affecting your Internet service provider, mobile carrier, and/or other factors outside of our control. Please note that there may be a delay between the time your payment is posted and the amount of your available credit is updated.
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